Finance

MTF:

What’s the MTF deals?

• Loan term options: 3 to 60 months
• Interest rates: 11% to 18.5%

Eligibility criteria for MTF finance:

To qualify, you must meet the following requirements:

1. Hold a full-time job
2. Maintain a clean credit history for at least 2 years (no bad credit)
3. Restricted or full licence only
4. Minimum total finance amount: $2,000
5. Pay establishment fees ranging from $300 to $400
6. Provide insurance naming MTF Finance as the interested party

How to apply?

Applying is simple and quick! Visit our store, and we’ll assist you with the application process in just a few minutes.

Q-Card:

What’s the Q-Card deals?

• 12 months Interest Free
• 18 months Interest Free
• 24 months Interest Free
• 36 months Interest Free
• 3 months: No payment, No Interest for 3 months
• 6 months: No payment, No Interest for 6 months
• 12 months: No payment, No Interest for 12 months (most popular one)

Eligibility criteria for Q-Card finance:

To qualify, you must meet the following requirements:

1. You are a New Zealand resident
2. Have a full-time job (employed for no less than 6 months)
3. You have a NZ driver's license or Passport with NZ permanent resident visa
4. You must be over 18 to apply for finance

How to apply?

Apply for a Q-Card online by visiting the Q-Card Application.

Once approved, visit our store to complete the finance application process. It’s quick and straightforward!

Are there fees with Q-Card finance?

Yes, fees are associated with Q-Card finance products. The setup costs vary depending on the finance option you choose and are provided as a general guideline. Please use our Q-Card Calculator to explore these costs. Additionally, Q-Card has a $50 annual account fee, which is not included in the finance calculator estimates. Terms and conditions apply.